主题：风险在累积 -- 清风席卷

use your strong balance sheet to finance your customer's need.

You customer borrows money to finance this fixed asset acquisition: the rate is 12%.

A as a state enterprise borrows money and finance customer's fixed asset need: the rate is 4%.

You can figure out how large the profit potential is there.

Here to safeguard against future customer installment payment risk, A can either charge a higher monthly payment, or it can ask the customer to buy insurance policy or get special guarantee from China's State Development Bank (which is supposed to finance large capital investment)...

The key issue here is NOT to do or not to do it. The key here is to anticipate possible economic fluctuation and insure FOR THE FUTURE CASH INFLOWS FROM YOUR CUSTOMERS OR TRANSFER THE BANKRUPTCY RISK OUT OF YOUR BALANCE SHEET.