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主题:【原创】我来发个系列,说说社保的问题 -- puma2011

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宝推
家园 low rate environment is very

bad for the fund.

Low rate--> lower equity investment return-->more firm annual cost to contribute to the defined benefits plan--> less reported accounting profit for the company.

So it is perfectly normal for Shell/Exxon to do that: if I am the CEO, I will do it long time ago.

Defined contribution: for smart people who know finance, it is actually a better choice compared with defined benefits system.

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