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主题:占豪-中美国际肉搏-系列已经被转入 优品文摘 -- dolong

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家园 文章后面美国人的回复挺有意思的。

对政客很反感的一条:

THE HEGELIAN PRINCIPLE: which the power seekers have been using with amazing success for a lot longer than I can remember to create support for their power grabs. It's a simple principle. It has only three steps:

* Step one: CREATE A "PROBLEM": Create it or take one that does exist and build it up out of all proportion to its real importance; (failing credit) (underwater mortgage) (no jobs) (US Deficit )

* Step Two: PUBLICIZE THE "PROBLEM": Make sure a story about this problem appears in the news media each and every day, in newspapers, news magazines, radio, and television. Hit it again and again in a "steady drumbeat" that soon has people who don't pay real attention to politics (which is the majority of them) clamoring for a "solution" to the problem; (on going on FOX, CNN, CBS, ABC)

* Step Three: OFFER A "SOLUTION": A solution that takes away one or more of our rights and further undermines the constitutional protections we all are supposed to enjoy. One that involves higher taxes (to pay for this "solution," of course), and one we would not have allowed them to do without this previous conditioning of the public. (NAFTA) yeah! we are saved.

某人朋友的悲惨:

My own best friend is one of these "underwater" homeowners. Last March 2009, he refinanced his house to pay off his credit cards. He had trouble convincing the appraiser to get the appraisal high enough for the money he needed. Now, his house is worth less.

Unfortunately, he is also more than $30,000 in debt on his credit cards again. Just last week, he sunk another $1000 on his credit cards in a Forex trading scheme which has already lost 1/3 of his trading account, all while he's thinking of getting a credit counseling service. He's a friend and genuinely nice guy, but a fool when it comes to money. This is one reason why his (now ex-) wife divorced him. He'll probably end up losing his home. He should because, as they say, a fool and his money are soon parted!

Meanwhile, on a macro scale, mortgage resets are to begin in earnest again starting next month. A friend in CA told me his neighbor, who bought a house in 2007, just got his new mortgage reset. He's been paying $970 on his mortgage for 3 years. Next month, his mortgage payment jumps to $2700, nearly a three-fold increase!

At the same time, the bank bailouts allowed the banks to sell many of those bad mortgages to the Fed at 100% of the original principal value. Remember when they eliminated the "mark-to-market" accounting standards? They are backed by the taxpayers. Now that they are selling those same mortgages as pennies on the dollar, guess who is buying them up? The SAME banks that sold them at 100%! The taxpayers are being fleeced both going and coming! This is criminal and a national outrage!

Apparently, we've learned nothing from this whole debacle. It is therefore inevitable that it will get worse.

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