五千年(敝帚自珍)

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家园 no, conflict of interest

bank's loss(gain) will be depositor's gain(loss).

Retail depositors generally speaking are not well-informed. Or put in another way, stupid and not financially sophisticated.

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有趣有益,互惠互利;开阔视野,博采众长。
虚拟的网络,真实的人。天南地北客,相逢皆朋友

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