主题：del -- 厚积薄发
- 复 del
家园 your relative should not participate in this kind of financial derivatie speculation at the beginning.
1. In 2008, the sea transportation index collapsed (it started to decline in late 2007 already). Your relative panicked, but could not withdraw the majority of the money (redemption restriction).
2.Pretty much he or she deposited 50k dollars with that bank, lost all possible interest income and lost at least 10% of this 50k here.
ABN retail banking (private banking department) is selling derivatives (quite possibly created by the IB division inside the ABN, the IB is holding the counterparty position against your relative as the underwriter of this kind of contract) to depositors WITHOUT enough risk disclosure.
PBOC is totally sleepy here: it is missing out on its regulatory responsibility. As I mentioned on this forum before, U.S. private banking division inside each bank is not allowed to promote this kind of dangerous derivative contract to deposit clients.
通宝推：厚积薄发,家园 p兄不必批评人行，这项监管的职责在银监会。 而abn在国内的人脉，可能要追溯到朱当政的时代。
家园 应当禁止银行发售自身为平盘交易对手的产品 中国市场监管者（cbrc）还没有亡羊补牢。
家园 del - 复 del
家园 分拆 RBS: Global Investment Banking, Global Private Banking (except Benelux + FR + DE)
Santander: Business Unit South America, Business Unit Europe (except Benelux)
Fortis: Business Unit NL + other Benelux business + Global Asset Management (afterwards state ownership)
国内的Private Banking现在由RBS经营，资产管理由BNP Paribas经营
家园 如果确证，这个银行是稳赚不赔啊！ (quite possibly created by the IB division inside the ABN, the IB is holding the counterparty position against your relative as the underwriter of this kind of contract)
- 复 del
家园 銀行自定規則期貨合約- 對購買者完全不公平:1.銀行自定指數高低。2.銀行可終止合約，購買者要交贖回費。3.名為存款，實為期貨合約。