五千年(敝帚自珍)

主题:高人给出个主意,还贷好还是持有现金好? -- 大胖子

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家园 suggestions

if( you are not 90% sure you can keep your job ) then

keep the cash for hard times.

else if ( you have some interest in investment ) then

look around and buy some cheap stocks and be prepared to hold them for 1-2 years before sell them with a big profit.

else

pay your mortgage

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