主题：【原创】我是如何提前还房贷的(上) -- 忘情

现在国内想要讨上媳妇，no money and no apartment are ten thousend ten thousend impossible，这就是目前国内的行情。忘情父母很希望他早日成家，他是个孝子，希望早日满足父母愿望。房子问题是广大光棍童子们的痛啊

Life belongs to oneself. Parents are only those who bring one to this world. This might be simply my opionion about life. However, it is always too heavy to live for other people. I ever told my parent in very early time, that I would leave them and explore my own life. My mom, pretty forward, ever said, she didn't care whether her sons get married or not. Her duty was to raise them up, not bother to worry about grandchildren.

As Wangqin, I feel like he chose wife in a wrong way - he has to look for wife from those who can get along with him, which means she should have similiar educational background, and similiar familiy background. Now it appears his apartment becomes the obstacle of his marriage - Believe me, he will soon get a wife if he has the courrage to donate this aparment to Xiwang Gongcheng. The aparmtent, more or less affects his attitdue about wife choice.

I would take my classmates as exmaples to show this. None of my high school classmates in Nanchang have their own apartments before marriage. I don't think they can afford that expense of purchasing an apartment with their poor salary. 160,000 Yuen would be a huge number for most of the Chinese citizens who are the permanent residents of Nanchang. To my understanding, the important thing for a girl to sign a contract with you is to let the girl actually see the hope and happiness of staying together with you, instead of the current living conditions.

加早餐零食一天 30 X 30 = 900/M

衣服和鞋 = 500/M

偶尔打车......还有晚餐 450

900 + 500 + 450 = 1850

mm's salary is more than 1850 , right?

So, mm even contributes mm's salary -1850 to the family...

加早餐零食一天 30 X 22(Working Day) = 660/M

衣服和鞋 absolut > 500/M

偶尔打车......还有晚餐 absolut >450/M

I guess，mm's salary is more than 5000

加早餐零食一天 30 X 22(Working Day) = 660/M

衣服和鞋 = 1500/M

偶尔打车......还有晚餐 = 1000/M

total about 3200. Assume mm ears 5000. mm yet contributes 1800 to the family.

根据米国法律似乎自助的房子,个人破产后不能作为破产财产清偿

充实有意义的生活～

女人则相反～

就婚姻上讲。

如果有限定则要写成条款，那大家不就都知道了吗。

所以目前还是装糊涂，等以后用这种方式的人多了，那就会相应限制条款出来了。

“节约用水，请和女友一同洗澡”～～

俺180CM，数十年都在120KG徘徊，以为就这麻杆了。

结果没一两年腰围就从2尺4到了2尺7，体重长到140KG，而其实也没大吃大喝，饮食结构也没怎么变化。估计是消化改善了。

兄弟在饮食上还是不要过于苛刻节省了，人年轻，适当吃好点打基础。

好日子是一天天过好的。

如果兄弟现在有车有房有LP有儿女，那生活不就没什么奔头了嘛～

我同样是没有买新房的人。但是，我有一套属于自己的福利房，那还是2年前父母分新房，我利用政策从父母手里直接过户的油田房子，虽然只是70平方米的老房子，但是毕竟告别了无房户。

这几年我们这个小地级市的房价也一直在上涨，从1000元一平方涨到了最高3000多，黄金地段居然4000了。

以前一直因为资金紧张的原因没有买新房，现在也没有买，觉得现在开发的房子从房型、质量还有位置都没有我喜欢的，这几年我的资金宽裕了不少，但是房价也上涨了不少。我的理念是：房子在需要换的时候要坚决换，但不适合在目前这样的情况下搞房产投资，还是现金为王啊。

你的情况和我不一样，但是也不能太苦着自己，毕竟生活还是需要享受的。

开源比节流要更重要，毕竟生活有很多固定成本